Urban Team will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. We will help you locate and assess properties for sale that match your specifications, and help you through the purchase process. We will help you determine best neighbourhoods for your investments.
YOUR FIRST STEP
Your first step to buying a home is to determine your reasons for buying a home. Be specific. Separate the "must haves" from the "want to haves." It might include a desire to stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house?
Next, step is to determine the location and the type of home. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work. Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.
YOUR NEXT STEP: LOAN PRE-QUALIFICATION
Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes. We will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.
WE WILL FIND THE RIGHT HOMES FOR YOU
Once you've been pre-qualified and know what price range you want to stay in, we can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them. We have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search listings on my website.
WE WILL HELP YOU EVERY STEP OF THE WAY
We will help you complete your financing and inspections, and close on the transaction. Our top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.